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Old Jan 30th 2018, 03:41 PM   #1
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Life Insurance + Club Racing

So I've been in the process of setting up life insurance policies for myself and my wife.

I was honest with my insurance agent about club racing and the monthly premiums jump from about $50/mo to $250/mo.


I'm wondering if anyone else out there is club racing with a life insurance policy and if there is any way to avoid such a crazy premium.

Maybe I shouldn't have been so honest, but I fear the worst case scenario of actually being killed (shit can happen) and my family not getting a pay out if the cause of death was directly related to racing and I didn't disclose that information.

For the record, I am not paying these premiums, but this is what I've been quoted. I may have to tell them that I won't be racing anymore with that kind of premium.
Thanks from Phl

Last edited by NW1299; Jan 30th 2018 at 04:14 PM.
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Old Jan 30th 2018, 06:25 PM   #2
Phl
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I Ride: Panigale, CRF450, FZR400, GROM
Contact Brandon Parrish from ridersurance

https://www.ridersurance.com/


https://www.facebook.com/RiderSurance/


He will hook you up
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Old Jan 30th 2018, 06:38 PM   #3
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Originally Posted by Phl View Post
Contact Brandon Parrish from ridersurance

https://www.ridersurance.com/


https://www.facebook.com/RiderSurance/


He will hook you up
Thanks for the reference I'll check him out.
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Old Jan 31st 2018, 12:00 PM   #4
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I think you did good being upfront rather than find out the hard way you should have....otherwise talk to a lawyer who is familiar with this insurance shit and ask him what happens if a track accident claims you and it wasn't disclosed. The fine print might be in there but he or she should be able to tell you, all for a fee of course.
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