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Old Nov 18th 2017, 09:37 PM   #1
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Post Ducati V4 MSRP Pricing

Ducati has released MSRP pricing for the all new 2018 Ducati Panigale V4 for the United States and Europe:
  • 2018 Ducati Panigale V4 - $21,195 / 22,590
  • 2018 Ducati Panigale V4 S - $27,495 / 27,890
  • 2018 Ducati Panigale V4 Speciale - $39,995 / 39,900
The Standard V4 is $1,200 more than the outgoing Ducati 1299, and the V4 S is $1,700 more than the 1299 S.

The increased pricing is part of Ducati's desire to make the flagship Panigale more exclusive, and creates more space between the 2018 Ducati 959 Panigale, which will be $15,395.

For those interested in the Ducati Premier Financing program, which is smaller monthly payments and one large balloon payment, the terms are:

(48 months / $2,000 down / +$750 freight / 4.79% interest)
  • Ducati Panigale V4: $262 / $10,356
  • Ducati Panigale V4 S: $349 / $13,404
  • Ducati Panigale V4 Speciale: $522 / $19,429
Thanks from Rich1199, xpercad and mayhan1980
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Old Nov 19th 2017, 09:59 AM   #2
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Wow! It will certainly create some space between the 959 and the V4 Panigale.

I don't have my calculator out but those terms don't look all that good either. I'll wait to find 1000 mile 18 month old for less than 20k.
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Old Nov 20th 2017, 07:32 AM   #3
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Broken down a little more, don't know is the ballon payment counts as payment 48, if not, my calculations are short a monthly payment.

Ducati Panigale V4 base: $262 / $10,356

$ 2750 Deposit and freight
$12314 $262 x 47
$10356 Ballon payment
--------
$25420 Total Payment
$21195- MSRP
--------
$ 4225 Finance Charges


Ducati Panigale V4 S: $349 / $13,404

$ 2750 Deposit and freight
$16403 $349 x 47
$13404 Ballon payment
--------
$32557 Total Payment
$27495- MSRP
--------
$ 5062 Finance Charge


Ducati Panigale V4 Speciale: $522 / $19,429

$ 2750 Deposit and freight
$24534 $522 x 47
$19429 Ballon payment
--------
$46713 Total Payment
$39995- MSRP
--------
$ 6718 Finance Charge
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Old Nov 20th 2017, 10:04 AM   #4
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Originally Posted by AmpForE View Post
Wow! It will certainly create some space between the 959 and the V4 Panigale.

I don't have my calculator out but those terms don't look all that good either. I'll wait to find 1000 mile 18 month old for less than 20k.
actually 4.7 is good for an interest rate on an item like this ive seen as high as 7 and i have perfect credit. if something went south what is the first thing you wont pay
thats right a bike or other luxury item.
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Old Nov 20th 2017, 10:33 AM   #5
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I Ride: 2015 Ducati Panigale 1299S by way of 2012 Ducati 1199 Panigale Base w/ABS
What's the difference between the V4 base and V4S?

Wheels?
electronic shocks?
what else?
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Old Nov 20th 2017, 11:15 AM   #6
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Originally Posted by apeluv View Post
What's the difference between the V4 base and V4S?

Wheels?
electronic shocks?
what else?



Differences between Ducati V4 and V4S
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Old Nov 20th 2017, 12:16 PM   #7
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Oh No. Got the Popcorn!!
V4S has the turbo

Last edited by jpanigale; Nov 20th 2017 at 12:19 PM.
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Old Nov 20th 2017, 12:19 PM   #8
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Originally Posted by mark419ny View Post
actually 4.7 is good for an interest rate on an item like this ive seen as high as 7 and i have perfect credit. if something went south what is the first thing you wont pay

thats right a bike or other luxury item.


I think the finance charge in the post above yours tells the story. This is considered an open ended lease, so your overall cost could be higher if the bike is worth less than the balloon payment. Your finance charge could be less if it's worth more that the finance charge. So you have to ask yourself, can you sell a 4 year old Ducati for more or less than the balloon payment.

I'm betting you will beat it by a little, but how much, I don't know. It's a tricky calculation that and the buyer assumes ALL the risk of resale value.
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Old Nov 20th 2017, 05:26 PM   #9
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Maybe I'm missing something, but you will not get the title until you've made the balloon payment and the balance of other owed payments, at which time you can think about selling it for whatever it's worth.

I see logic where you have the bike for 3 years and then trade in on a new model, but you'll be playing financial catchup for a long time.

So i guess you could treat it as a lease.
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Old Nov 20th 2017, 06:09 PM   #10
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Originally Posted by ChrisE View Post
Broken down a little more, don't know is the ballon payment counts as payment 48, if not, my calculations are short a monthly payment.

Ducati Panigale V4 base: $262 / $10,356

$ 2750 Deposit and freight
$12314 $262 x 47
$10356 Ballon payment
--------
$25420 Total Payment
$21195- MSRP
--------
$ 4225 Finance Charges


Ducati Panigale V4 S: $349 / $13,404

$ 2750 Deposit and freight
$16403 $349 x 47
$13404 Ballon payment
--------
$32557 Total Payment
$27495- MSRP
--------
$ 5062 Finance Charge


Ducati Panigale V4 Speciale: $522 / $19,429

$ 2750 Deposit and freight
$24534 $522 x 47
$19429 Ballon payment
--------
$46713 Total Payment
$39995- MSRP
--------
$ 6718 Finance Charge
so if you dont pay the ballon payment and instead you move onto a another bike (or dont is an option too).

You paid $12314 of 47/48 months (4 years) use for base. I guess that is not bad but for V4 Speciale of $24534 is a lot.

Maybe its best to get base "lease" and turn it into a track bike and ride it hard for 4 years and give it back.
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