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Old Feb 11th 2018, 11:38 AM   #41
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Originally Posted by Sherpa23 View Post
Did you even look at what he posted? In his price breakdown there are total finance charges close to $3k because he's only coming up with $3k down for the bike. There's no point in throwing a fit about a few hundred dollars in delivery fees when the bulk of what you're paying over MSRP are interest and finance charges because you're not paying cash.

I don't care what your dealer told you; as long as you can do third grade level math, you don't pay any of that when you walk in with "suitcase of cash." There simply aren't finance charges when you write a check for the full amount. I can't believe people can't understand that.
Thanks all advice in regards to dealership process appreciated cheers ride safe

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Old Feb 11th 2018, 11:46 AM   #42
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Sherpa, the fees I am talking about are not "finance" fees but;
$600 Freight
$450 Handling
$2.50 Tire Fee (what???)
$1.50 Battery Fee (??)
$395 Documentation Fee
$200 License Fee

My math is just fine and I've been riding for 30 years and have purchased all 25 or so bikes with cash- this is my first financed bike since the 1988 Honda Hurricane so I'm not new to this just leary of "fees" I don't recall paying while in NY with my local friendly dealers (I knew most all of them due to my being a custom bike painter- Art of Steve Nunez)...

...the fact some people on this forum are not paying these fees while some do is what bothers me a bit and I was simply asking the forum if they thought I could find a dealer who would sell a V4 w/o those fees.

I don't know why people who don't have positive things to contribute feel the need to add their remarks.

Anyway- thanks again to all whom replied- I appreciate the replies.
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Old Feb 11th 2018, 11:51 AM   #43
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Originally Posted by SteveNunez View Post
Sherpa, the fees I am talking about are not "finance" fees but;
$600 Freight
$450 Handling
$2.50 Tire Fee (what???)
$1.50 Battery Fee (??)
$395 Documentation Fee
$200 License Fee

My math is just fine and I've been riding for 30 years and have purchased all 25 or so bikes with cash- this is my first financed bike since the 1988 Honda Hurricane so I'm not new to this just leary of "fees" I don't recall paying while in NY with my local friendly dealers (I knew most all of them due to my being a custom bike painter- Art of Steve Nunez)...

...the fact some people on this forum are not paying these fees while some do is what bothers me a bit and I was simply asking the forum if they thought I could find a dealer who would sell a V4 w/o those fees.

I don't know why people who don't have positive things to contribute feel the need to add their remarks.

Anyway- thanks again to all whom replied- I appreciate the replies.
88 Hurricane wow flashback when I get back to Tempe I'll pay those tickets off really I will cheers

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Old Feb 11th 2018, 12:02 PM   #44
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Originally Posted by SteveNunez View Post
Sherpa, the fees I am talking about are not "finance" fees but;
$600 Freight
$450 Handling
$2.50 Tire Fee (what???)
$1.50 Battery Fee (??)
$395 Documentation Fee
$200 License Fee

My math is just fine and I've been riding for 30 years and have purchased all 25 or so bikes with cash- this is my first financed bike since the 1988 Honda Hurricane so I'm not new to this just leary of "fees" I don't recall paying while in NY with my local friendly dealers (I knew most all of them due to my being a custom bike painter- Art of Steve Nunez)...

...the fact some people on this forum are not paying these fees while some do is what bothers me a bit and I was simply asking the forum if they thought I could find a dealer who would sell a V4 w/o those fees.

I don't know why people who don't have positive things to contribute feel the need to add their remarks.

Anyway- thanks again to all whom replied- I appreciate the replies.
Steve, I don't think that people don't pay those fees when they're buying. but when you said "fees" and I looked at the printout you posted, the finance fee was the only one that jumped out as something out of the ordinary.

Furthermore, you're implying that I'm somehow putting down someone who is not paying cash. Let me be clear on this: there are all kinds of reasons that people finance a purchase and it's none of my business. People can do whatever they want with their money. Rather, my point is that you're complaining about small money in fees when the giant fee is the finance and interest (and it looks like my point is being lost here). It's like you're complaining about poison ivy on the back of your hand and totally ignoring the gunshot wound in your thigh.

And as far as the third grade math comment, that is specifically to someone who pays cash somehow getting duped into paying finance charges as well. That's not directed at you but rather the person who said that even if you pay "with a suitcase full of cash" everyone pays the same amount at the end of the day. Well, there aren't finance charges and interest tacked on if you pay cash.

Additionally, some of those fees are state mandated and while most times the dealer will simply pay them out of their pocket, clearly your dealer feels that they don't have to because this bike is in demand.

Finally, like others have said, if you just wait a while and wait until all the people who have to have the first bikes in the country all get theirs, your dealer will be much more willing to work with you on the price so that they can move some when they're harder to move. It doesn't make any sense for them to discount a bike to you now when there are five people behind you willing to pay the MSRP and everything else in full.
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Old Feb 11th 2018, 12:39 PM   #45
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Originally Posted by Sherpa23 View Post
Steve, I don't think that people don't pay those fees when they're buying. but when you said "fees" and I looked at the printout you posted, the finance fee was the only one that jumped out as something out of the ordinary.

Furthermore, you're implying that I'm somehow putting down someone who is not paying cash. Let me be clear on this: there are all kinds of reasons that people finance a purchase and it's none of my business. People can do whatever they want with their money. Rather, my point is that you're complaining about small money in fees when the giant fee is the finance and interest (and it looks like my point is being lost here). It's like you're complaining about poison ivy on the back of your hand and totally ignoring the gunshot wound in your thigh.

And as far as the third grade math comment, that is specifically to someone who pays cash somehow getting duped into paying finance charges as well. That's not directed at you but rather the person who said that even if you pay "with a suitcase full of cash" everyone pays the same amount at the end of the day. Well, there aren't finance charges and interest tacked on if you pay cash.

Additionally, some of those fees are state mandated and while most times the dealer will simply pay them out of their pocket, clearly your dealer feels that they don't have to because this bike is in demand.

Finally, like others have said, if you just wait a while and wait until all the people who have to have the first bikes in the country all get theirs, your dealer will be much more willing to work with you on the price so that they can move some when they're harder to move. It doesn't make any sense for them to discount a bike to you now when there are five people behind you willing to pay the MSRP and everything else in full.
Yes your statement was rather arrogant and you did come off negative.

Fact of the matter is that most on this forum will finance a motorcycle, for whatever reason. I'm sure some can actually pay cash and chose not to. In my case in a real estate investor and rather my cash tide up with a ROI than pay cash for a motor cycle. I don't mind paying 0% to 1.9% interest over 3 to 5 years, that's nothing compare to what we're most concerned with ...the dealer fees that come with most exotic purchases and why this varies so much between all the dealers. Not referring to taxes, licensing or even doc fees.

In regards to financing, yes you guys should shop for the best interest rate your credit history will command. I DO NO BELIEVE IN financing add-ons, so don't add full exhaust and all those accessories or even first service, those i'd definitely at cash !

Me personally, my goal is always MSRP out the door at the least !! I was on the fence about the picking up the V4 so soon because I am content with my 1199 but, the dealer (not my local) told me their incentive offer and icing on the cake was MSRP out the door without me asking.

Last edited by DUCENZO; Feb 11th 2018 at 12:54 PM.
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Old Feb 11th 2018, 02:19 PM   #46
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I get it.......thanks for the replies.

It was suggested I try a specific credit union of which I've now done- should have an answer by tomorrow, as they offer 1.9% for highly qualified buyers (of which I should be.)

I fully understand the V4 will be in high demand and dealers really have no incentive to retract any fees.
My local dealer is new to me (I'm actually new to them) as I'm not originally from Florida and I'd love to form a relationship with them as I paint motorsports art etc and like to connect with everyone.

Anyways- thanks guys for the words.....I hope to be a V4 owner in the near future.
(~ but I do love the scheme on the 959 Corse edition!!)

Enjoy your bikes guys~~~
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Old Feb 11th 2018, 07:43 PM   #47
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Steve, on a side note, we've talked before, and I've seen your work. It's outstanding!
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Old Feb 11th 2018, 10:56 PM   #48
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You mean I have to take back all the shit I said!
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Old Feb 12th 2018, 04:09 PM   #49
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DucatiTerminator- thank you......I'm still at it- painting away- thanks again for the kind words.

Few paintings I did awhile ago;




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Old Feb 13th 2018, 01:19 PM   #50
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Originally Posted by SteveNunez View Post
DucatiTerminator- thank you......I'm still at it- painting away- thanks again for the kind words.

Few paintings I did awhile ago;




Simply WOW!! One of these days, I'm going to have to commission you
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