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Old Feb 24th 2018, 08:28 AM   #31
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Originally Posted by Nitrouz View Post
That's what my thought process was as well when deciding on the v4s. Most of the parts on the speciale I want, but not all. Don't want the rearsets, lever guard, gas tank cap, plate holder removal, mirror block offs, levers, alcantara seat, etc. And some I just wanted another brand or style.

If you're price sensitive, I humbly thing most are missing the point here. Since you're considering both, I would assume you could afford either comfortably. Any experienced investor will tell you it's not all about the purchase price difference. It's more about the ownership cost. Here in Canada, the S is $31k and speciale is $48k. The S with all the mods should be around 40k. That's 8k difference (aside from taxes etc which is at a static rate so we will discard thst in this conversation). So you'd save 8k on a almost equally equipped S (minus the top yoke and paint). But keep in mind, wholesale value of the speciale will depreciate from 48k, while the s with 9k of mods will start depreciating at 31k since resellers and wholesalers consider mods to narrow the market and not worth anything (case by case basis relative to your relationship with your dealer but for argument sake let's say it's at 0 value). So let's say the first year, both will depreciate at 20%. After a year, the speciale will be worth $38400, and the s will be worth 24800. So if I bought the speciale, I would have lost 9600 after a year, but with the v4 S, after a year I would have lost $6200 + $9k (in mods) = $15200. Still the speciale seems like a better deal right? But... The 7k I saved on the initial purchase, if I dump that back into my business and assume the same client acquisition cost of about 10%, I'd make $70k top line from the $7k I saved, which far outweighs the $5600 ownership cost difference on the 2.

I know many numbers are are approximate and you may have a dealer that would give you more for this or that or sell you the bike or parts at a lower price. But this is the ballpark I considered when deciding on the speciale vs. S. Since I'm not going to keep this bike forever, nor does the paint scheme or numbered bike mean much to me, it was just down to price.

I'm a nerd and a finance guy. Apologies to those who hate numbers.

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This is exactly my train of thought.
Only time will tell but I don't think any of these limited editions will hold any more value percentage wise than the normal ones.
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Old Feb 24th 2018, 08:30 AM   #32
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Originally Posted by HKMP7 View Post
This is exactly my train of thought.
Only time will tell but I don't think any of these limited editions will hold any more value percentage wise than the normal ones.
Oh absolutely not. It'll depreciate just like any other standard bike. Unless it's limited AND homologated or a race replica, no way is it ever going to appreciate in the near future.

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Old Feb 24th 2018, 09:54 AM   #33
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I don't know why people make a big deal out of this. The answer is simple: none of these bikes are investments, at least not financial ones.

Buy the bike that pulls your heart strings the most. You will never ever regret having the machine of your dreams and that's not something measured in dollars.

Work for your money; own motorcycles (or cars) because you love them. Don't try to mix the two. It very rarely ends well.
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Old Feb 24th 2018, 10:52 AM   #34
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I got something wrong, I never bought a bike based on depreciation and/or appreciation.
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Old Feb 24th 2018, 01:30 PM   #35
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This thread type will rear its head again when the V4R debuts and members will remark that the prospective buyer would be faster on a S model. Maybe they are right but let the buyers spend their money on whatever Ducati they want. Hopefully, Ducati will then make less expensive entry level models to introduce to more curious future Ducatisti to the brand.
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Old Feb 24th 2018, 02:26 PM   #36
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Purchase bike, ride the shite out of it and enjoy it for what it is....
Thanks for enjoying...
Come again...
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Old Feb 26th 2018, 06:02 AM   #37
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How much enjoyment can you afford? In the end they all depreciate, it's safe to assume. I spent $5k on a race exhaust for my BMW S1000RR; it was already more of a bike than I could ever push to its limits before the mod, but I found the stock exhaust to be far too sedate. So now with an Austin Racing exhaust (which shoots fire on downshifts and at about 11K emits a scream like an enormous wild animal getting boiled alive in acid) I love the bike and get way more pleasure out of it. In and of itself, $5k for an exhaust is nuts and you lose your shirt on resale but if it makes you far happier than the initial $20k investment in your happiness made you, then it was worth it, IMHO.
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Old Feb 26th 2018, 04:41 PM   #38
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"Fun Money" is always something I'm willing to throw away for the sake of fun. "Fun Money" = "Bike Money". That's also why I would never ever finance a bike. It's just me. As long as I do what's right financially according to my current situation, it's all good.
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Old Feb 26th 2018, 06:11 PM   #39
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Originally Posted by Nitrouz View Post
"Fun Money" is always something I'm willing to throw away for the sake of fun. "Fun Money" = "Bike Money". That's also why I would never ever finance a bike. It's just me. As long as I do what's right financially according to my current situation, it's all good.
Good post.
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Old Feb 27th 2018, 08:25 AM   #40
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Originally Posted by jpanigale View Post
Financing has it's advantages when it comes to Insurance issues...
Since bank owns the bike Insurance has to indemnify them not owner...
Interesting. Not here in Canada.

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