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Old Mar 7th 2018, 10:08 AM   #1
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Financing a Ducati V4

Hey! Everybody! My name is JV Iím new to the forum. Iím currently riding a 2016 bmw s1000rr. Planing to purchase the new panigale v4 or the v4s. considering financing it thru Ducati premiere financing. Whatís everybody pay monthly for the premiere financing and traditiona financing? And is it worth getting the s version compare to the base model? Will use the bike as a weekend street bike and maybe a few track day. Thanks in advance!
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Old Mar 7th 2018, 10:16 AM   #2
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Premiere financing is pay a little less monthly then pay a huge lump sum towards the end of the term or traditional which is pay higher per month but it will be consistent throughout the term.

As for base vs S, I would have gladly paid the extra 6-7k if the marchensinis were better looking. I myself have OZ GASS wheels coming in so I don't care for the extra premium of owning the marchensinis. For the suspension, I would love to have it just for the ease of switching from street to track setup and IIRC the suspension can "dynamically" adjust to your riding style as it learns over time? To sum up, ask yourself if its worth the wheels and the electronic ohlins.

Also from the Bay Area too, we should ride sometime
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Old Mar 7th 2018, 10:50 AM   #3
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I took the Ducati premier financing and it was $357 for 48 months. Then I added the GAP insurance, extended warranty and included sales tax in the financing and it bumped it up to $419/month with $13k due at the end of the 48 months.
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Old Mar 7th 2018, 11:19 AM   #4
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Originally Posted by joshp14 View Post
I took the Ducati premier financing and it was $357 for 48 months. Then I added the GAP insurance, extended warranty and included sales tax in the financing and it bumped it up to $419/month with $13k due at the end of the 48 months.
So even before the extras you're paying north of $30k when all is said and done. I assume (really hope) we're talking about a V4S, but even then, that amount seems crazy to me compared to MSRP.
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Old Mar 7th 2018, 11:34 AM   #5
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Yes, V4S. $27495 was msrp, plus 250 setup, free freight, 179 doc fee plus $1375 tax, $1220 for GAP and ext warranty.
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Old Mar 7th 2018, 12:24 PM   #6
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$33112 to be exact-based on those numbers... what do you think the bike will be worth at the end of the 48 month term?


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Old Mar 7th 2018, 12:27 PM   #7
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Originally Posted by Dingo View Post
$33112 to be exact-based on those numbers... what do you think the bike will be worth at the end of the 48 month term?


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Not a clue. Don't know how anyone would know with it being a first model and all. And to be honest I don't really care. Buy anything new (especially bikes) and it takes a hit the second you roll it out of the dealer's lot.
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Old Mar 7th 2018, 12:53 PM   #8
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Dont worry about what it will be worth. If you need to do whatever it takes to get on the bike. Used Ducati superbikes are hard to sell used and don't even pay attention to NADA. When it comes to to used Ducati superbikes uts a buyers market no a sellers.
Buy it and enjoy it and be glad it even sounds badass with the stock exhaust...
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Old Mar 7th 2018, 01:31 PM   #9
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$357 for 48 months sounds reasonable if I made 48 months of payment the total will be 17,136 and the balloon payment will be 13k. Total will be 30,136 full purchase of the bike. I got a quote for the base 24k and the S for 32 otd. Which dealership did u go to?
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Old Mar 7th 2018, 01:47 PM   #10
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Originally Posted by 415rider View Post
$357 for 48 months sounds reasonable if I made 48 months of payment the total will be 17,136 and the balloon payment will be 13k. Total will be 30,136 full purchase of the bike. I got a quote for the base 24k and the S for 32 otd. Which dealership did u go to?
It was $30,540 OTD with $1220 of that being GAP & Ext warranty. So if I didn't get GAP/EW then it would have been $29320 OTD. I also paid $2k down to get the payment where I wanted it. My balloon is 13,500.

Bought from Ducati Omaha but I live in Iowa (only 5% sales tax).
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