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Old Mar 8th 2018, 12:36 PM   #11
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I Can't resize the screenshot to upload but the quotes were 8-9000 thousands, Today I also got a quote from Bewiser for 60 funnily enough when I rang to accept they explained that the computer churns these quotes out sometimes and they will refer me to an underwriter. Waiting for Bewiser and Ducati also going to try the other recommendations cheers all.
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Old Mar 8th 2018, 01:29 PM   #12
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I Ride: '16 Pani R, 1098R Bayliss, KTM1090R.
The problem with insurers in the UK a lot of the time is they wont even let you decide
what level of cover you want. Fully comp will be sky high, but they will refuse to
quote on TPF&T or third party only.
I never understood what right they had to deny people lower cover.


Policies are similar prices for high end sports bikes in Sweden but you can literally
turn off the majority of your cover and revert to storage policy with the click of an App.
This can save you a fortune if you are not an everyday rider.
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Old Mar 9th 2018, 02:49 PM   #13
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Put the value of the bike at 19000 when doing online quotes, should get better quotes.
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Old Mar 9th 2018, 04:32 PM   #14
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And when the bike is written off or stolen will only get 19K
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Old Mar 10th 2018, 04:11 AM   #15
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You’ll be lucky to get that, you lose the VAT straight of the bat!
There are GAP insurances, certainly be a lot less than 8-9k!
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Old Mar 10th 2018, 09:47 AM   #16
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I did ask whether I could put 10000 as a value because I want a cheaper policy and they said it would be fraud and risk having the policy or claim refused and problems getting insured in the future.
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Old Mar 10th 2018, 12:53 PM   #17
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GOD BLESS AMERICA!!! Full coverage on my Ducati and aprilia Rsv4rf $2000 per year for both.i been born and lived for 25 years in Europe exactly in Poland.fuk those places never going back.u can't own nice stuff cars,bikes,it's just matter of time when get stolen.everithing cost twice much.u want me to register and insured in states for u?
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Old Mar 10th 2018, 06:41 PM   #18
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Originally Posted by KevinD View Post
I did ask whether I could put 10000 as a value because I want a cheaper policy and they said it would be fraud and risk having the policy or claim refused and problems getting insured in the future.
I had all this when I bought the 2015 R. So basically with any UK insurance compare engine as soon as you put in a value of 20k and up quotes go nuts. Try it, put in 19,999.

Anyways, so for a 28k bike, 6 yrs no claims, garaged, 36 years old, 3 points for speeding came out at 680 for the year with Ducati insurance. They required me to fit a tracker, 99 a year subscription, and it brought quotes straight down. I also had ridiculous quotes to start with. They actually told me what I needed to do to get something reasonable.

Whatever you do don’t de-value the bike just to get a quote. They view that almost the same as lying and can potentially void your insurance. It’s not just about the value, it’s about the desirability of the bike and how likely it is to be targeted by thieves. Just because you lower a number doesn’t mean a thief will see it as any less.
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Old Mar 11th 2018, 05:36 AM   #19
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Here. In italy isurance is splitted between steal or fire risk and an insurance to cover damages the rider can cause to anybody else by its fault, and you can get such insurances from different companies. Responsability on caused accidents costs around 300,00 euros, steal and fire risk is around 10% of isured vehicle price. Now a few brands offer an insurance steal, fire insurance, giving back exactly the same vehicle in case of bad event. Ducati also offers such an insurance.
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Old Mar 12th 2018, 12:16 AM   #20
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Ducati underwrites said no, Bewiser said no and they sponsor Shakey, BeMoto said no, Bennetts, Skippy et al don't want to take the risk - I'm waiting to hear from two more underwriters today then if no I will be going with an S1000RR as the policy for a new one is 400 - then after two years of NCD I will return with a V4S or the new V4R - fingers crossed that I can get a V4S - with even one year NCD I have had quotes of 600 and I'd be very happy to pay that - serves me right for chopping and changing bikes and not building any recent NCD - thanks for all of the responses and recommendations.
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