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Old Jan 18th 2019, 08:06 AM   #11
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Originally Posted by scotman623 View Post
I would definitely try Geico.. They insure country wide and I never had a problem getting a bike insurance with them.. Unfortunately it has a lot to do with age of person and credit score now to get good rates... Iím 47 married with a house and several vehicles.. Best of luck my friend.
of course, geico will insure anything....for a price. this bike (2012 1199s) is the first time in my life that i was unable to insure my vehicles thru geico (currently still have a supersport on geico). i couldn't even hold my nose and write the geico policy it was that high. went w/state farm, $50/month.
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Old Jan 18th 2019, 02:22 PM   #12
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Alright guys I'm back again. Liberty Mutual I've had them before and they started to gouge me hard.

So my agent whom is awesome did a little more shopping around for me and got me a rate for $498.00 a year on very good coverage for the V4. Its through Allstate.

If any of you guys are looking to find a lower price for future reference I would check them out, especially if your in the Atlanta, GA area.
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Old Jan 18th 2019, 03:14 PM   #13
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Originally Posted by therealgeo View Post
Alright guys I'm back again. Liberty Mutual I've had them before and they started to gouge me hard.



So my agent whom is awesome did a little more shopping around for me and got me a rate for $498.00 a year on very good coverage for the V4. Its through Allstate.



If any of you guys are looking to find a lower price for future reference I would check them out, especially if your in the Atlanta, GA area.


What are the coverages and deductibles. 156 a month is high but $498 is crazy low.

One misconception, with State Farm anyway is just because you have home and auto with them, doesnít mean they will insure your cycle. Many INS companies see the bike as separate and donít do multi policy discounts. If you do then good for you, Iíve never gotten it.

The other bad thing about the V4 is the ccís. State Farm insures bikes by cc, not class. So my Speed Triple used to cost more than my CBR1000, and we all know the CBR was way more power. Anyway, good luck.
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Old Jan 18th 2019, 06:16 PM   #14
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How old are you?
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Old Jan 20th 2019, 07:46 AM   #15
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Originally Posted by AmpForE View Post
What are the coverages and deductibles. 156 a month is high but $498 is crazy low.

One misconception, with State Farm anyway is just because you have home and auto with them, doesnít mean they will insure your cycle. Many INS companies see the bike as separate and donít do multi policy discounts. If you do then good for you, Iíve never gotten it.

The other bad thing about the V4 is the ccís. State Farm insures bikes by cc, not class. So my Speed Triple used to cost more than my CBR1000, and we all know the CBR was way more power. Anyway, good luck.
True - I have 5 bikes with them and no multi vehicle discount like I get with home/auto or multi auto. Even when I had two autos with them.
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Old Jan 20th 2019, 08:16 AM   #16
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Originally Posted by youngR View Post
How old are you?

12 mentally
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Old Jan 29th 2019, 05:58 PM   #17
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Originally Posted by Kev242 View Post
Funny how clueless they can be, trade my 2016 959 for a 2015 R and my insurance went down...go figure! Must be looking purely at model year not the extra 55HP and a bunch of Ti/CF!!!

Hard to compare with cars though, so many bikes are labeled ďtotaledĒ when in an accident just because OEM fairings are 1/3 the cost of on a used bike.


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Heard a similar story out here in Hawaii. A current 1299 owner told me he wanted a 959 but then when he looked at insurance, it was cheaper for him to get a 1299. He opted for the bigger beast.
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Old Jan 31st 2019, 07:41 AM   #18
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Got my best quote from Dairyland Insurance. <$1000 per yr for full coverage.
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