Aussie Insurance

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gillo

Joined
May 27, 2012
Messages
35
Location
Melboune, VIC, Australia
I know there is a fairly detailed thread about insurance in the US, but what about here in Australia?

I have got massively varied quotes from around $1400 (IMR, QBE) to around $2400 (Swann, AAMI).

I'm a 40 year old Rating 1 with a good record in Yarra Ranges Melbourne.

What about the rest of you Aussies?
 
Try search there is a whole lot of info on Aussie insurance.
 
Last edited:
NRMA
Age: 38
NCB: 65%
Pani S Agreed Value (36000) + Gear
Sydney - North-west area
No claims in the past 5yrs
No fines in the past 5 years
No Insurance refused
Drivers Lic since 16

~$1300/yr no under 25 riders
$650 excess

EDIT: Just did an online quote from Insure my ride with EXACTLY the same info as I gave NRMA.
See attached pic :eek::eek::eek:
 

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Last edited:
Don't own one yet but had a look.
Insuremyride - $1275
shannon - $1785
QBE - $2111 but apparently they price match so up to you people
Age 30
State - Victoria
 
Last edited:
littlejohn said:
NRMA
Age: 38
NCB: 65%
Pani S Agreed Value (36000) + Gear
Sydney - North-west area
No claims in the past 5yrs
No fines in the past 5 years
No Insurance refused
Drivers Lic since 16

~$1300/yr no under 25 riders
$650 excess

EDIT: Just did an online quote from Insure my ride with EXACTLY the same info as I gave NRMA.
See attached pic :eek::eek::eek:
Click to expand...


I found IMR very expensive too. QBE matched my NRMA quote but more coverage for riding gear so I went QBE.
 
BlueBear said:
Don't own one yet but had a look.
Insuremyride - $1275
shannon - $1785
QBE - $2111 but apparently they price match so up to you people
Age 30
State - Victoria
Click to expand...

Can anyone from Australia help me out here or recommend anything ......... I'm finally picking up my Ducati this weekend and can't believe the differences I'm getting from all Aussie members of this forum........

I've done quotes with:
InsureMyRide, Swann, Motorbike Insurance Australia, AAMI and I'm still getting and average premium between $3-$4K per annum???

I'm 29 and turn 30 in 2 months.
 
InsureMyRide was the best, so paid $870pa for comprehensive on the base model, including $3000 leathers cover and $1000 personal items.

Rating 1, no demerit points, no claims and 50+yo. I also have my Blackbird insured with them as they were the cheapest for that as well.

Motorcycle Insurance Cover Quotes Australia - Save 25% | InsureMyRide

I suggest you speak to your dealer to get the best price. That is supposed to be part of their service - arranging finance and insurance.
 
So for anyone using Insure My Ride I presume you don't have Termi slip ons?

I did not choose Insure My Ride because they only provided $2000 of modification cover, hardly sufficient for a Panigale with an exhaust and a bit of carbon here or there.

For me I went with SGIO, $1700 for a Base insured for $33k, $550 excess, 1 claim.
 
Wow some of you guys are paying so much!

I'm 25
Shannon Insurance
Agree value 30k
New for old replacement in the first year
3k of gear cover
1k of personal gear
Choice of repairer

$970 a year
$750 excess
 
kaido said:
Wow some of you guys are paying so much!

I'm 25
Shannon Insurance
Agree value 30k
New for old replacement in the first year
3k of gear cover
1k of personal gear
Choice of repairer

$970 a year
$750 excess
Click to expand...

Yeah but you have to dial a phone number and use your voice and stuff :D
 
OzStriker said:
Yeah but you have to dial a phone number and use your voice and stuff :D
Click to expand...

haha!

i did a online quote with insure my ride was similar price (think around $990)

but the killer was $1500 excess, and bike value only at 26k. plus no choice of repairer
 
gillo said:
I know there is a fairly detailed thread about insurance in the US, but what about here in Australia?

I have got massively varied quotes from around $1400 (IMR, QBE) to around $2400 (Swann, AAMI).

I'm a 40 year old Rating 1 with a good record in Yarra Ranges Melbourne.

What about the rest of you Aussies?
Click to expand...

Comprehensive insurance with NRMA, CBD, 38yo -->1,532 (discount b/c I have bike greenslip with NRMA).
 
Thanks guys!

I called Shannon's yesterday and the quote surprised me as I didn't expect they'd give such competitive quote. Premium was $1750.00 per annum without vary excess levels and automatically covering gear and choice of repairer.

Thanks again!
 

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