I've been on the beneficiary end of getting to ride a lot of cool bikes because of friends. On track: 749R, Hypermotard, RC30, RC51, S1000RR, and some other very well sorted track bikes, SV650, XR650 Supermoto (I bought my own shortly after), CBR600RR that placed very well in the Canadian Nationals. On the street I've ridden BMW HP4, RC30, Hypermotard, multiple VFRs, Triumph Speed Triple, etc. I once blew up my bike on the first session of a three day private track day. I didn't even have to wonder what I'd do, multiple people all offered bikes. I rode every session for three days with my choice of just about anything I could have dreamed of.
I'm pretty sure that all of these guys knew at the time that I couldn't write a replacement check if something happened. They all knew that I was a poor student at the time. I've let my friends ride my bikes over the years but typically most of them have all been riding longer than I have. Now that I'm the one about to buy the cool bike that everyone will want to ride I couldn't dream of not letting them ride it. I'll have it insured, if something happens it'll suck but I'd rather share my good fortune.
I'm pretty sure that all of these guys knew at the time that I couldn't write a replacement check if something happened. They all knew that I was a poor student at the time. I've let my friends ride my bikes over the years but typically most of them have all been riding longer than I have. Now that I'm the one about to buy the cool bike that everyone will want to ride I couldn't dream of not letting them ride it. I'll have it insured, if something happens it'll suck but I'd rather share my good fortune.