Lost my Panigale Saturday

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Joined
May 30, 2022
Messages
55
Location
Tampa
Bike is probably totaled. Almost lost my foot. Gear saved me from a lot of injury. She got the ticket. Left-turner pulled out in front of me in an intersection and stopped. No idea why. Fat old black lady with tattoos, a prosthetic leg, and a freshly lit cigarette driving a 25 year old piece of .... Ford pickup truck with a mobility scooter platform hanging off the back.

 
sorry for your loss buddy, been there, several times actually.
glad you are ok.

the swingarm and tank look good! there is a couple thousand right there!
good luck with partout

JAG
 
Wow, good job on the gear - I love dianese. The foot looks nasts though.
Did you have regular jeans or were those kevlar ?
 
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Oh man, sorry to see this. I've been hit 2 times by the old 'left-turn-into-bike-didn't-see-you' trick. Super glad you didn't get too badly injured.
Good job doing video on the scene. Hope she has insurance and I hope you get through this quick. I got a lawyer the last time and it went fast though I barely got enough money to cover my bike because the guy who hit me had minimum coverage, no house, no assets, no where to take from. Always get hit by the Rolls Royce, never by the handicap person with no money or job or don't get hit at all! That sucks! Heal up man, you'll have a new bike soon.
Record somewhere your level of pain from the incident scale of 1 -10. 4 is get nothing. 9 is get "pain-and-suffering" covered. That'll come up. Did you go to the hospital?
In the US it's such a fking game because it all comes down to bargains between lawyers with insurance co that don't want to pay anything. So you have to try to get the max because you may get half of it and that'll barely be fair.
 
Thanks @Vbreeze. She is an under-insured welfare recipient. A leech on society, like the majority of her kind. Her max coverage for property damage is $10k, which, sadly, is all that's required in Florida, a no-fault state.

I will have to process the claim through my provider, with which I have a loaded policy, as my bike is worth about half again as much as her max coverage will pay out.

At this point I don't know what to do. If the adjuster offers a payout plus buy-back, and fix this one, or just take the lump sum and buy a new bike. We'll have to wait until more information is available.

Were your bikes totaled in your crashes? What were your injuries? I'm still just baffled by what must have been/must not have been going through her mind that slow-rolling through the intersection then stopping was a good idea. I'm pretty sure an abysmally low IQ was a major factor in her thought process/lack thereof.
 
I lost my 2018 V4 to a woman named: Wafa Musa. An Egyptian wife who shouldn't have a drivers license at all or ever! Lost my ass on that bike since her coverage was .... as well. Minimums in AZ at the time were less than the value of the V4.

I think after 4 months of PT and bills I got a slimy check for $2500 plus all the other .... that was damaged; Leathers, Boots and gloves.

Since I did a superman/ Pete Rose/ Flying Squirrel and then completed a PLF, my helmet wasn't damaged.

Never even got a sorry from the non-speaker! Luckily, I had two great witnesses who told Scottsdale PD how ...... up this lady is/ was. She got a few citations thankfully.

You can handle this without an attorney, and get more money in your pocket, you just have to be prepared to write professional nastygrams. They will pay you instead of the blood suckers.

Good luck to you!! I ride with a Dainese Airbag System now. Best $799 I have ever spent.
 
These are all many years apart it's not like I go get hit once a month.
Once I got hit from behind by a guy with no insurance. They guy lived in a garbage dump and fixed cars. I just walked away. There was zero to do. No injury though.
Another left turn into me there was minor damage no injury - I got cost for everything to return bike to new, plus new gear. Anything with a scratch was replacement cost. Helmet is automatic replacement. No lawyer, my ins (USAA) handled everything. Was super easy because of USAA. They handed me a check and then went after their ins. That was like a week and it was done.
Another punted me - 100% his fault (minimum ins. .... job, no house, no assets ) launched bike into on-coming traffic tumbling end over end and hit nothing in heavy San Francisco rush hour traffic and only touched its wheels as it tumbled - freaking miracle. I slid into curb faceplanted broke arm trying to stop against curb.
Bike could have been totaled but it was pretty new and not paid off yet, so my guys at the shop did a favor and didn't total it. Like $5 less than total. This was an important detail because the title was held by the bank who would have gotten all the money if it was totaled. So I had to eat some cost to keep my bike.
Of course it hurt bad but at the hospital they asked my pain range scale 1 - 10 after I'd been stabilized. 10 is on fire. So I said 4 as I wasn't moving and I was trying to be brave.
That actually went on the record and based on that, it was classified as a small injury. The Doc put a freaking splint on it after a .... Xray. Also making it look like no big deal. That also reduced injury compensation.
Reality, it was broken in several places in small fractures in my wrist - which seriously effected my ability work. It hurt for YEARS and took about 3 years before I could do push ups well again. I got almost nothing for that because of the conversations at the hospital and the ........ ER doc. A specialist did more Xrays and found fractures.
Because there were injuries I had to get a lawyer and it took almost a year to close it. Many injuries don't show up right away. DO NOT GRAB A CHECK OR SIGN ANYTHING RIGHT AWAY. Wait and see how you are doing. Get a Doc visit.
Lawyer got 35% of total settling out of court. Typical >40% in court. I ended up with pretty much exactly the cost to fix bike and pay medical costs after paying the lawyer and that's it. No compensation for missed work, therapy etc. No pain and suffering. "Famous Motorcycle Injury Lawyer" I would give a solid B- /C+ to. Though I didn't have to do much. Not sure how it would have gone without one.
I love round-abouts. Intersections blow.
 
Thanks for sharing your experience, guys. I've heard similar stories like yours, they all seem to leave the rider at a major loss. At this point, I'm not sure I want to ride on the street again. This is my first crash, luckily it could have been much worse. I just don't know if it's worth it to risk going through it all again, and possible end up worse-off in the future.
 
Hang in there man. One of the reasons I left Calif. Riding is a dream there but it just got insane. I live in an 800% safer place to ride now. Very very happy about that.
 
Bike is now at a Ducati dealership waiting for the adjuster to see how mangled it is and total it out.

I am going through withdrawals already. Ankle is going to be ok, but I just want to get back on my bike and ride. I've put quite a few miles on it since I bought it last summer.

So if anyone knows of a Panigale of similar year for sale, I'm all ears. I've been perusing the internet looking for the next one. Found a few in my state and am really looking forward to getting back on the bike.
 
when my 1199 blew up i got a 1299!
there are a couple deals currently in the for sale section..one guy was selling a cherry V2 in Cally...

ive been in your boat man....i feel your pain.

my last wreck put me in hospital for 23days, wheelchair for 11months, and 14x total surgeries on hip, knee, shin, ankle.

when i first got back on the bike, i had to strap my crutches to side....didnt give any ..... either..i needed to be back on the damn thing...

JAG

oh this was in CA/San Diego too...b/c of course it was cally...lol
 
Thanks, JAG. Wow, I'm so sorry about your crash. Can you tell me what happened? That was some pretty extensive injury...

This was my first ever motorcycle VS car crash. I'm just glad to still have an attached foot, and no other serious injuries.

I don't have a problem riding the bike (my first street bike, bought it last June), what I need is to learn how to be a motorcycle on the street. I believe the lesson here for me, is to never put trust or faith in anyone else at an intersection to do the right thing. This was a left-turner that hit me, and everything would have been fine, had she not begun to slow-roll through her turn and stop. Why she stopped completely baffles me. I cleared the truck, but the mobility scooter and it's platform took me out. Rear wheel in the air last second, nothing I could do.

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