These are all many years apart it's not like I go get hit once a month.
Once I got hit from behind by a guy with no insurance. They guy lived in a garbage dump and fixed cars. I just walked away. There was zero to do. No injury though.
Another left turn into me there was minor damage no injury - I got cost for everything to return bike to new, plus new gear. Anything with a scratch was replacement cost. Helmet is automatic replacement. No lawyer, my ins (USAA) handled everything. Was super easy because of USAA. They handed me a check and then went after their ins. That was like a week and it was done.
Another punted me - 100% his fault (minimum ins. .... job, no house, no assets ) launched bike into on-coming traffic tumbling end over end and hit nothing in heavy San Francisco rush hour traffic and only touched its wheels as it tumbled - freaking miracle. I slid into curb faceplanted broke arm trying to stop against curb.
Bike could have been totaled but it was pretty new and not paid off yet, so my guys at the shop did a favor and didn't total it. Like $5 less than total. This was an important detail because the title was held by the bank who would have gotten all the money if it was totaled. So I had to eat some cost to keep my bike.
Of course it hurt bad but at the hospital they asked my pain range scale 1 - 10 after I'd been stabilized. 10 is on fire. So I said 4 as I wasn't moving and I was trying to be brave.
That actually went on the record and based on that, it was classified as a small injury. The Doc put a freaking splint on it after a .... Xray. Also making it look like no big deal. That also reduced injury compensation.
Reality, it was broken in several places in small fractures in my wrist - which seriously effected my ability work. It hurt for YEARS and took about 3 years before I could do push ups well again. I got almost nothing for that because of the conversations at the hospital and the ........ ER doc. A specialist did more Xrays and found fractures.
Because there were injuries I had to get a lawyer and it took almost a year to close it. Many injuries don't show up right away. DO NOT GRAB A CHECK OR SIGN ANYTHING RIGHT AWAY. Wait and see how you are doing. Get a Doc visit.
Lawyer got 35% of total settling out of court. Typical >40% in court. I ended up with pretty much exactly the cost to fix bike and pay medical costs after paying the lawyer and that's it. No compensation for missed work, therapy etc. No pain and suffering. "Famous Motorcycle Injury Lawyer" I would give a solid B- /C+ to. Though I didn't have to do much. Not sure how it would have gone without one.
I love round-abouts. Intersections blow.