Yes the officer was in the wrong but since there was no apparent damage then there is no need for an accident report. No harm-no foul.
The way it work here in Tennessee is if the damage is less than $500.00 then you can just exchange insurance information, names and phone # and go about you merry way as long as it is agreed upon by the involved parties and the parties agree on who is at fault and stories match. Some people want to cover they butts and want an accident report to turn into insurance and insist Police be called which is their right.
The way it work here in Tennessee is if the damage is less than $500.00 then you can just exchange insurance information, names and phone # and go about you merry way as long as it is agreed upon by the involved parties and the parties agree on who is at fault and stories match. Some people want to cover they butts and want an accident report to turn into insurance and insist Police be called which is their right.