though, the original point was about the OTD price. What if the OTD ends up being $37K on an S model? We all know about the MSRP... they won't change and the bike spec won't change either. Pretty much what you're committing to when putting a deposit. So of course the changes are that you might get what you requested when putting a deposit. Hard to say "I don't want it anymore cause it's too expensive give me my deposit". The hidden part (dealer fee) is what I'd be worried about. They could bump up their own fee due to the fact that you're already committed with a deposit and that the bike is the actual bike you committed to, at the right MSRP.
I've never done it in the past which is why I might sound a little ......
The credit card thing seems to be a great option.