Ducati Financial Services... (FYI)

DCPanni said:

No free stimulus money for me either.....plus my federal taxes got screwed when they limited the State and local tax deductions to 10K on the Schedule A. BUT one can get creative in other areas.......

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I can make u some invoices

endodoc said:

Financing? What the hell is that?

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The dealer loves it when you give em a cashiers check with their name on it!

Only way to do it.

endodoc said:

Only way to do it.

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This is the only way that I have done it. I grew up thinking if you can't pay cash for a consumer product then you can't afford it and shouldn't have it. Consequently, I have always paid cash for my motorbikes.

However, if they do this zero percent interest rate stuff and there are no weird finance charges or penalties or blah blah blah and it's literally the exact same price as cash but spread out over however many years, I think that I would be less smart to pay cash on a new Ducati.

There are several reasons, many are more "what ifs" and "possibly" more than facts but there is one truth in this: money devalues over time (inflation). If nothing else, you would ultimately be paying less if you finance at zero percent with no extra charges in terms of relative value of money. Of course, I would still keep the cash on hand to pay it off whenever I want but it would be better to hold onto it than just hand it over if there aren't any fees or costs.

Just something to think about.

Loan rates are dirt cheap now if you have high credit scores (I'm at 780), so why not use someone else's money for fun. in 85 I got my first new car out of college.....loan rate was 13 percent.......on a 4 year auto loan. Home loans, equity loans, car loans....all cheap now. This week I paid 17800 for my 2017 Pani S at 3K miles with the full Ducati Corse Akro exhaust and upmap, two new tires, all new fluids, oil and filter change and other goodies. Up in this region they are hard to find, and I could sell it for what I paid for it. So no sense in using my own money for that.

Moondognyc said:

No online yet. Been this way for years.

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Thats insane....

I used to work for BMW financial, I guess, having support from the car side help!

hope VAG will cascade the business aptitude quickly for their subsidiaries.

Do your credit scores vary by 30 points or more depending on your credit card billing cycle. My score has been all over the place. I have been kinda reckless with the CC but it always gets paid and the credit score shoots right back up