The Scorpio has a battery backup, so you can't just disconect the battery. You'd have to remove the alarm, which first means you have to find it and remove all the fairings to get it out. I don't think anyone would attempt that in the middle of a parking lot with the alarm sounding (mine has the perimeter sensor). If someone just throws the bike in a truck, then the GPS would track them. Nice thing about the Scorpio is that I can do the tracking myself instead of having to rely on the police (like lojack). You're right, the alarm won't replace broken plastic. No plan is without a few flaws, but I just don't trust insurance companies to get my bike fixed or replaced in perfect condition and in a timely manner without getting screwed myself (higher premiums or lost time). Anyway, I just have to make my bike harder to get than your's