I figure you should always wear all the gear all the time. The benefit of this is if you go down, you are more apt to walk away.
If you have family, children, a spouse, significant other that you care about, or a future worth living for without being wheelchair confined, you have a responsibility to be a responsible rider.
I typically wear a two piece which includes leather pants which zip into the Ducati jacket with full armor (chest and back included), full helmet, street riding boots, and gloves. I think I look good and I get many compliments from the ladies when I stop for a beer. As you all know, people normally oogle the Panigale.
I only casually ride the streets for enjoyment, never to go to work in, and rarely for a quick errand. I get my speed fix on track days, and convert my OEM fairings to Armor Body for about a month or so.
I shared all this so that you may reflect on my words and make the best decision that bodes well for you, your family, and future. "All the gear, All the time". Spend the money and make the gear look awesome!!!