I'm going to plagiarize myself here, but we had this discussion on the 1199 forum recently, and here's a paraphrase of what I posted about it - hope this helps:
We (Ducati Dealers) have had the Ducati EverRed Extended Warranty program available since last Fall, however each dealer on their own has to decide if they're going to sign up to offer the program to their customers or not, it's not (can't legally be) mandated by Ducati that we offer it. This program is supported by Ducati Financial Services (aka. VW Financial) so it's the "official" factory-promoted extended warranty option. There are still 3rd party warranties available through various parties as well, which some dealers carry in addition to the EverRed program or instead of it. The program has a $50 deductible, which is waived if the bike is taken to the Ducati dealer the warranty was purchased from, and also includes towing and trip interruption coverage, and covers everything that is not specifically excluded (which is pretty much a mirror of the factory warranty). Many aftermarket warranties are "stated coverage" plans, which means if they don't say that something is covered, then it's not. This is not nearly as good as an exclusionary plan, which is why some of the other options are cheaper than EverRed. As opposed to many of the other programs out there, this one is not really an "extension" of the factory warranty, rather it's an override warranty on top of (or in place of, in the case of the factory warranty being expired) the factory 2-year warranty. For new (and newer) bikes, the programs being offered are 3, 4, 5, 6, and 7 years, which is from the date the warranty is purchased, regardless of how much factory warranty is left. It is model year and mileage based as far as which terms are offered on a particular bike and what the pricing is. We've seen on new (or less than 1 model-year old bikes) Ducatis that the pricing is in the $800-$2400 range for the various 3-7 year terms. On older bikes, or bikes with more mileage at the time the warranty is purchased, the available terms are less. There is no simple table of rates, we have to plug the VIN# and mileage into the system and it spits back the available terms and prices. In general it seems, the lowest price is when the bike is brand new, and over time as the bike gets older and mileage build it becomes more expensive to get any given term. At our shop, we have another company's extended warranty (AfterCare) we offer for non-Ducati used bikes, but ever since the EverRed program came out last fall we've been offering that exclusively on Ducatis due to the premium coverage it offers, it really seems like a good program. We haven't had any claim history with it yet (knock on wood) but since it's supported by VW Financial I'm confident that it will be a program that is consistent with a premium Ducati ownership, which is why we're offering it. There's a piece of mind there knowing it's the "official" factory extended warranty option.
