Agreed increasing preload is the easiest, but preload affects sag and in general (per several very experienced AFM racers in the Bay Area and per Dave Moss) it is not advisable to use preload to adjust ride height (besides maybe slightly increasing it when going from the street to the track on the same bike to make the bike steer more aggressively and less neutrally).I'd go with increasing preload first. It's the easiest. Adjusting shock ride height may be feasible in situ but you have to have all the right tools to get in there and even then it'd be tough. Realistically, it'd be easier just to pull the shock out and do it that way (which is also not an easy feat).
Also I don't want to drop the front more as in general I don't want to reduce ground clearance. My original question was around how difficult it is to get to the ride height adjuster at the bottom of the shock and what the stock settings are on other bikes as I got my bike used (even though I highly doubt ride height had been messed with anyway).