Found this this morning. You bet the salty water is inside. Well, its outside now. Leaking slowly. House insur people told me not to touch anything till they see it.
Good luck with the insurance! BTW, used to love going to the island via the ferry with grandparents (from Forest Hills) back in the day... Very sad all around there.
Salt water is nasty stuff. I learned in the Marines how quickly salt water can wreck equipment even with constant preventative maintenance. Painful to see these pictures and I hope your home insurance covers it.