Ok, I've been away for awhile. For me I've always wanted a R, going through my cancer crap I figured there was no time like the present. Yes ducati has 0% fixed, between that, selling my akra and having a good bit of positive equity for my 1299 things worked out. You can probably get a dealer to do around 31 for a R right now.
Now to the bike, the 1299 is a phenomenal machine, I have to admit it I was hesitant to make the jump at first. The R is different, the engine raps out fast and feels smoother. You can tell it is a race bike, and for me when it goes the rush I get is something completely different. I'm happy with the R, I have no complaints, (other than I wish i had the S led headlight). Is it a better bike? Maybe, the S was an amazing machine the R is different and I love that.
Once the weather here clears up and I can actually ride it I'll give a better impression. Now I'll be the first to admit I am not the fastest, yes I do track days and I can hold my own but I am no where near setting a lap record. I do spirited canyon carving and track when I can. Just to give everyone an idea of where my opinion comes from with my riding.