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Extended warranty..Who's buying one??
- Thread starter Stw
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I bought one last week. It's through Western--the dealer recommended that over Red (which is underwritten by someone else completely who had no idea they even offered warranties on Ducatis when I called). But looks like I paid a premium for it...close to $1200 for two years.
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Damn that's a ripoff. Why so much? I also got mine through western but for 5 additional years for $675.
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Was not asked if I wanted one....
My buying experience was a bit strange. To the topic of this thread, I was not offered an extended warranty nor the tire/wheel package. I actually had to call the dealer the next day and ask about it. It's looking like $1836 for the Platinum 60 month package which includes Tire and Wheel. On the other end, Silver is $1411 for three years and includes Tire and Wheel. I need to read through this thread to see if that is a good deal or not.
Reason for the weirdness: I stopped at the dealer in Orlando on my way back from Boca Raton. I was on the HD Road King and I new I wanted to get through Orlando before rush hour on a Friday in 90 degree heat. Anyway, between finding the VIN for the bike I wanted which was still in the crate, computer problems in getting me the final price, rushing to the bank to get a check, I rushed them along. So much so, again, no one asked me.
Anyway, I will probably get the tire and wheel separate and get the warranty before the factory one expires. For me, I just like the security of a little insurance.
My buying experience was a bit strange. To the topic of this thread, I was not offered an extended warranty nor the tire/wheel package. I actually had to call the dealer the next day and ask about it. It's looking like $1836 for the Platinum 60 month package which includes Tire and Wheel. On the other end, Silver is $1411 for three years and includes Tire and Wheel. I need to read through this thread to see if that is a good deal or not.
Reason for the weirdness: I stopped at the dealer in Orlando on my way back from Boca Raton. I was on the HD Road King and I new I wanted to get through Orlando before rush hour on a Friday in 90 degree heat. Anyway, between finding the VIN for the bike I wanted which was still in the crate, computer problems in getting me the final price, rushing to the bank to get a check, I rushed them along. So much so, again, no one asked me.
Anyway, I will probably get the tire and wheel separate and get the warranty before the factory one expires. For me, I just like the security of a little insurance.
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This is what my extended warranty costs would be in CDN bucks, GST mentioned is 5% tax
Hi Mark,
The following are the prices for extended warranty on your Panigale:
2 years: $ 1198.00
3 Years $ 1288.00
4 Years $ 1554.00
5 Years $ 1868.00
+ GST
On the 4 & 5 year you can purchase a GPR for $300.00-$350.00 , this is a feature that allows you
To get full refund of warranty cost if you never end having a claim.
You need one full month of MFG warranty still on the bike to purchase so Nov would be great.
If you were to purchase fairly soon I could get you 10% discount. The warranty will not start until the MFG
Warranty expires. You can only extend one time, just keep that in consideration when deciding.
Please call if you have any questions .
Thanks Mark
Hi Mark,
The following are the prices for extended warranty on your Panigale:
2 years: $ 1198.00
3 Years $ 1288.00
4 Years $ 1554.00
5 Years $ 1868.00
+ GST
On the 4 & 5 year you can purchase a GPR for $300.00-$350.00 , this is a feature that allows you
To get full refund of warranty cost if you never end having a claim.
You need one full month of MFG warranty still on the bike to purchase so Nov would be great.
If you were to purchase fairly soon I could get you 10% discount. The warranty will not start until the MFG
Warranty expires. You can only extend one time, just keep that in consideration when deciding.
Please call if you have any questions .
Thanks Mark
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I emailed ducati North America on Sunday. I got a call from Italy on Monday morning. I was told " Ducati only offers a two year warranty, there is no extended warranty offered by Ducati. Your Dealer has an option of offering their own extended warranty if they choose too." So I have no option of an extended warranty as I know it. A little sad, but I will have to deal........
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I'm curious as to why you bought the extended warranty on a new bike. Extended warranties can be bought right up until the factory warranty expires. What if you don't keep the bike that long? Why up front the money? Just curious.
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Yes my extended warranty is through a 3rd party ins company.
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Actually I bought a 5 year extended warranty mainly to make the resale value more appetizing, as I intend to put a lot of Kms on this bike, that means when I come to sell in 3 years time I will be competing with bikes for sale with 5,000kms on them instead of the 60,000 I will probably have on mine
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My dealer also told me if you buy the extended warranty at the time you purchase the bike new, it is way cheaper. Thats because they have your money for 2 years before the extended warranty takes effect,
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My understanding as well was that it was cheaper to go with the warranty at purchase by locking in at a lower cost and some providers will make it difficult to add it on to the end... certification process, etc.
However, considering what I am reading here, folks are getting extended warranties for a reasonable amount.
I plan on keeping my bikes. Though, as it was also pointed out, having an extended warranty built in can be attractive if you do decide to sell.
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I bought extended warranty with the same considerations as yours. Just get everything done, all paperwork and sign one time. It's cheaper, easier and more convenient. Buying down the road, insurance provider might charge higher, or make you go through inspection for qualification, etc. A little over 1K to gain peace of mind is way too cheap.
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Porsche SA rubbished my service plan and if I had an extended warrantee it would have gone the same way...
you got a raw deal all around. though my extended warranty isn't through a Ducati affiliated or sponsored company. I wonder if you would have received the same treatment if it was some third party vendor. Not being in the USA under the same conditions certainly is a big consideration regarding your options for coverage and any legal recourse you would of had, of course.
My Monster is with one company, Western perhaps?, and the 899 is someone completely different. Neither are through Ever Red, however.
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I want to get an extended warranty as I tend to keep my motorcycles for 10+ years and the cost is marginal compared to what repair costs run. In my limited research, Pinnacle is apparently a great company and they have reasonable prices...I think $800 for 7 years! Pinnacle Protection Plans :: Motorcycle
Anyone use or hear of them before?
I just bought my 1299 this Saturday, should I wait until my factory warranty is running out or get one now? Dealer recommends I get the warranty at the end of factory warranty...they also recommended I use another company other than ducati.
Anyone use or hear of them before?
I just bought my 1299 this Saturday, should I wait until my factory warranty is running out or get one now? Dealer recommends I get the warranty at the end of factory warranty...they also recommended I use another company other than ducati.
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I got my 6 year extended warranty when I bought my 1299S. It was cheaper than if I did it later and the dealership (who are fantastic) recommended it, purely for the peace of mind. I didn't get one with my BMW S1000RR and had nearly zero issues with that bike, but the Panigale has an exorbitantly expensive engine, so I thought it was worth it, purely in case the engine lets go at any point during my ownership.
I also went with the wheel an tyre package because I commute every day and get an average of 4 punctures a year and I have also bent two front rims on the streets of San Francisco which are pock-marked bomb sites, rather than actual roads.
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Okay, maybe I'm banging my head against the wall on this, but how do you know you got it cheaper? Because the dealer told you so? Some folks don't realize that you can shop and negotiate extended warranties.
I believe that there may be some cases where it's a little cheaper, but generally speaking I think it is little or none at all cheaper to buy when you buy the bike. And you are putting a lot of money out there that has zero value for three years. You may not have the bike, or the warranty company may not even be in business in three years.
I do realize that the biggest reason many buyers do buy them when they buy the bike is to finance it with the bike. I'm not going to debate that except to wonder if you are paying cash you would still buy it when you buy the bike.
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common sense rule for extended warranties is 10% MAX
IF I was buying a new Panigale, I probably would buy an extended warranty as long as it was around the 10% MAX mark.
Warranty companies, and especially the mother companies (most in the carribean) that back them make as much money from the warranties as the manufacturers make from cars/motorcycles. (profit margins are crazy high)
Being a cheap-arse, I always buy pre-owned (1-2 years old) and only invest enough money ion a car/bike that I am willing to walk away from (in worst case).. We all have to remember, that these are just toys. Unless someone is able to write off the bike as a business expense, most of our toys lose value every morning we wake up- and I am not even talking about the black-hole of "modding".
"Buy what you can afford to repair/replace and NOT just "purchase"..
Same goes for electronics and other toys..
The negative of living by that motto is that it makes it almost impossible to "keep up with the jones's"..and in todays day and age, the "jones's" aren't just the neighbor down the street, its the hundreds of "friends" on FB, the fellow members on forums and everyone in between..
my 2 cents
IF I was buying a new Panigale, I probably would buy an extended warranty as long as it was around the 10% MAX mark.
Warranty companies, and especially the mother companies (most in the carribean) that back them make as much money from the warranties as the manufacturers make from cars/motorcycles. (profit margins are crazy high)
Being a cheap-arse, I always buy pre-owned (1-2 years old) and only invest enough money ion a car/bike that I am willing to walk away from (in worst case).. We all have to remember, that these are just toys. Unless someone is able to write off the bike as a business expense, most of our toys lose value every morning we wake up- and I am not even talking about the black-hole of "modding".
"Buy what you can afford to repair/replace and NOT just "purchase"..
Same goes for electronics and other toys..
The negative of living by that motto is that it makes it almost impossible to "keep up with the jones's"..and in todays day and age, the "jones's" aren't just the neighbor down the street, its the hundreds of "friends" on FB, the fellow members on forums and everyone in between..
my 2 cents
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Cue in Hotels.com Captain...
The extended warranty depends on the mileage on the bike when you buy the warranty, hence it is cheaper when you just bought the bike new. Discounts happen a lot when you bike a new bike because of the premiums you pay, so again, discounts can be had there also.
I think the base extended warranty rate on our Ducs go up in 2000 mile increments, and of course more when you go from 3 year, 4 year etc.
I just bought a 3 year extended warranty for my 2013 R.
The extended warranty depends on the mileage on the bike when you buy the warranty, hence it is cheaper when you just bought the bike new. Discounts happen a lot when you bike a new bike because of the premiums you pay, so again, discounts can be had there also.
I think the base extended warranty rate on our Ducs go up in 2000 mile increments, and of course more when you go from 3 year, 4 year etc.
I just bought a 3 year extended warranty for my 2013 R.
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