newbie - 1199 S - got insurance quote: 857$ per Month! - need your advice
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$857/month even with 0 history it's unreachable. Newbies, new immigrants or whatever it's impossible. The only thing that bumps you up to these kind of prices are violations/tickets. And not one... not two... maybe 10 in a span of 3-5 years.
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one of the mayor factor is your Credit history
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Pelo911, I live in TX also and that is just crazy. How many INS agencies did you go thru. Since your over 25 you shouldn't be paying no amount like that. I pay a little over 1K a yr for mine. Call Geico, Progressive, Farmers, All State, or State Farm. That is Out of This World Crazy. Wow
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Just ask the agent why so high, and they will give you a list of risk categories you fall into. No one here knows why, just ask the agent.
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just do like i did and call state farm (pssst, that's a secret) and i pay ~$45/month for my 1199s 2012 and that's with a 74 in a 45 ticket on the record.
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He called Progressive and Esurance is Allstate.
Allstate have the highest rates on superbikes in the industry.
The salesman most likely called the 1-800 number, got an call center agent, and that person quoted a new policy rate. I would imagine that a majority of the forum members either added the 1199 or switched from another bike. New policies are typically substantially higher because there is no history
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HERE WE GO AGAIN INSULTING A MEMBER
I hope that guy is some kind of gangster from TX and make you wash his underwear
So you wish harm on a fellow forum member because he made a wise/rude comment? You sure make TONS of sense.....
But seriously, that must be some sort of error. Otherwise, I don't know who purchases a vehicle without first getting an insurance quote.
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But seriously, that must be some sort of error. Otherwise, I don't know who purchases a vehicle without first getting an insurance quote.
Ha - My Dad did back in 1970 when he bought a GTO, and his company he had used for years refused to insure it.
I never check, if I want something bad enough, I find a way to afford it
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Credit history doesn't have .... to do with it. How do I know? Because no way I'd have 100/300/100 coverage for only $800 a year with my ...... 630 credit.
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I was quoted 350 a month for my 899 and even this price was outrageous with me having an endorsement and no tickets or accidents on my record.
You might want to look into Geico...or getting married. As I'm told if i were married my policy would be 120 monthly. Although I'm pretty sure that would be more expensive in the long run hahaha
You might want to look into Geico...or getting married. As I'm told if i were married my policy would be 120 monthly. Although I'm pretty sure that would be more expensive in the long run hahaha
i have Credit History for around 2 years
score low because it's new , 694
VW approve me to get a loan for the bike , so i don't think it's the credit history issue.
i have Texas Driver licence only for car.
with the CBR1000RR i have , i used my international driver licence
because i have motorcycle licence from age 17.
i'm not sure why it's so expensive
and without showing insurance to VW i can't use the bike
i will try to get more quotes.
i'm looking to buy protection/jacket
for the hot Houston summer
do you have any recommendation on brand/model ?
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- Sonora
Yes, do this as all companies look for it. Saved me
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Credit history and credit scorer are two diferent ....!! Even you electric company check you credit, you credit history paint a picture of what type of person are you.
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- Oct 9, 2012
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- moving to nc
So you wish harm on a fellow forum member because he made a wise/rude comment? You sure make TONS of sense.....
But seriously, that must be some sort of error. Otherwise, I don't know who purchases a vehicle without first getting an insurance quote.
I bet you he won't be insulting the op if he was face to face, it all about respect and a lot people here act like billy bad ass seating at the house.
$540 yr with no down,monthly installments from Geico who I also have two vehicles with. 53 yrs old, luckily no tickets/accidents and single. You should have checked first dude. I would cancle the purchase if you can't get A LOT better quote than that. It isn't worth it and you will end up regretting it,selling the bike and taking a beating on the resale. If you dont have a US motorcycle license, that will hurt you I think. Also, ANY tickets or accidents will kill your rates as well. Single? Another rate booster!
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