V4S insurance problems - help

Johnnyflies · Mar 12, 2018

KevinD said:
Ducati underwrites said no, Bewiser said no and they sponsor Shakey, BeMoto said no, Bennetts, Skippy et al don't want to take the risk - I'm waiting to hear from two more underwriters today then if no I will be going with an S1000RR as the policy for a new one is £400 - then after two years of NCD I will return with a V4S or the new V4R - fingers crossed that I can get a V4S - with even one year NCD I have had quotes of £600 and I'd be very happy to pay that - serves me right for chopping and changing bikes and not building any recent NCD - thanks for all of the responses and recommendations.

Man that's ..... Hope you get sorted with an affordable policy/ cover.

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Mutt1979 · Mar 12, 2018

Try Equity Red Star. But actually call them for a quote rather than try a computer engine

KevinD · Mar 13, 2018

BeWiser was £11242 yes 11 grand - Red Star is a no - I have now pulled the trigger on an S100RR insurance is £488 with no NCD and 5 points - thank you for all of the advice - I will be joining the V4S/R club in a year or two but will remain here because I love the bike more than any other that I have ridden to date - enjoy your bikes - cheers Kev.

Val213 · Mar 13, 2018

KevinD said:
BeWiser was £11242 yes 11 grand - Red Star is a no - I have now pulled the trigger on an S100RR insurance is £488 with no NCD and 5 points - thank you for all of the advice - I will be joining the V4S/R club in a year or two but will remain here because I love the bike more than any other that I have ridden to date - enjoy your bikes - cheers Kev.

Good man!God bless

jdkerner · Mar 13, 2018

I don't get it. What's the explanation for such an incredible premium? It's not like the S1000RR is grandma's Buick. 400GBP vs 11000???

990Glen · Mar 13, 2018

It happens every time a new high end bike comes out. Especially those over £20k.

After about 6 months on the market, things start to get a little more realistic, but this
is no help to the early adopters.

Desmolvr · May 3, 2018

Anyone in USA getting reasonable quotes as I was just given $1150 a year for Speciale (I am 55 clean everything). Still seems high to me but it might just be me.

SeanLS · May 4, 2018

Call MCE insurance. They were the only ones that were reasonable. When I initially wanted to get a bike again I got £8k- £12k insurance quotes online. MCE came through with less than £2k for the year. But I had to wait about a week and try the quotes again through compare the market.

My stats when buying the second 1199 after a short hiatus:
Riding for 3 years (officially licenced and legal)
No claims = 0 years (My 1 year had just lapsed)

jbraslins · May 4, 2018

Desmolvr said:
Anyone in USA getting reasonable quotes as I was just given $1150 a year for Speciale (I am 55 clean everything). Still seems high to me but it might just be me.

$1100 USD/year from Geico here for V4S. Seems to be about the going rate.

** Correction, $1100 was my total policy that also has my KTM on it. I think it's closer to $870 for just the V4S.

V4S insurance problems - help

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Johnnyflies

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