BeWiser was £11242 yes 11 grand - Red Star is a no - I have now pulled the trigger on an S100RR insurance is £488 with no NCD and 5 points - thank you for all of the advice - I will be joining the V4S/R club in a year or two but will remain here because I love the bike more than any other that I have ridden to date - enjoy your bikes - cheers Kev.
Anyone in USA getting reasonable quotes as I was just given $1150 a year for Speciale (I am 55 clean everything). Still seems high to me but it might just be me.