The SF is a good bike but as you say, its not quite a Panigale but not quite a grand tourer either. If I was to get one bike to do it all, it would be the V4 PP, its not a track bike and if you push you will find limits, they are still very very fast just not insane like a Panigale! Ive toured my Pani and I dont mind it, but the Multi is like an armchair in comparison.