- Joined
- Dec 19, 2012
- Messages
- 893
- Location
- U.S.A.
I'd be surprised. Usually these type of "kickback" schemes are illegal if the originator I.e. the dealer) also has a financial interest in the real property. But that type of thing tends to vary from state to state.
An enviable position to be in. But to not consider carrying a short term debt (3 months) to gain an extra $1k savings on top of a deal you've made with a dealer would seem to be shortsighted.
As far as any dealer incentives regarding "leftover" 2012s, you may be putting too much into this. With spring coming people are beginning to think about (and act on) what they are going to be riding in the upcoming season. And it's always been my experience over the last couple of centuries (yup, I'm that old) that deals are easier to be made in the fall (end of riding season) than in early spring (beginning of riding season).
I bought my 1199 last weekend pretty much on this dynamic - had a 748 that had been in storage for a few years and traded it 'cause I wanted to get back on a Ducati this spring (748 was going to need some work).
Waving cash right now may not get you the attention you expect because, if your dealer is like most others, he's going to be getting very busy over the next few weeks.
Just something to consider.
They are not kickbacks. The dealers are effectively agents for the lenders. I can pretty much assure you that it works that way everywhere (although there are always a few weird states - like the extended warranty laws in Florida).