Higher Insurance rates...

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outrageous!

SlowMo said:
Wow... guys get off cheap for premiums in the USA, mind you the coverage values are very low when compared to Ontario (Canada). Getting insurance for the Pani 1199 is very difficult to get, unless you package in house and car etc.

Age: 44
Province: ON
Credit: 830+ (last checked 2 months ago)
Bike: 1199 base model
Coverage: 500 deductible, full coverage (1 million liability)
Tickets: 1 minor
Rate: $3500 / year, only when bundled. If not bundled, $6500 / year if you can get it.
Click to expand...
 
its starting now in nj

well people even though i live in ny most of my riding buddies live in nj. that being said i frequent many nj dealerships.

so this rider insurance thing is starting. the amount of used 1199 and bmw coming to dealerships is going up and up. what will this do to the value of the bike in the tri state area? this cant be a good thing
 
the REAL economy is in the ..........the debt-slaves must rid themselves of expensive toys first...the 1199s post warranty are a nightmare waiting to happen....is what it is...


OT: any sales on Dainese perf suites ¿ ¿ ¿ LOL



mark419ny said:
well people even though i live in ny most of my riding buddies live in nj. that being said i frequent many nj dealerships.

so this rider insurance thing is starting. the amount of used 1199 and bmw coming to dealerships is going up and up. what will this do to the value of the bike in the tri state area? this cant be a good thing
Click to expand...
 
VAST said:
the REAL economy is in the ..........the debt-slaves must rid themselves of expensive toys first...the 1199s post warranty are a nightmare waiting to happen....is what it is...


OT: any sales on Dainese perf suites ¿ ¿ ¿ LOL
Click to expand...

how can this be vast Odummy says the summer of recovery :rolleyes: needless to say you are correct but i know people that just wont pay 4x the amount in insurance to have a part time bike. i know 2 guys personally that can afford it but wont do it.
 
SlowMo said:
Wow... guys get off cheap for premiums in the USA, mind you the coverage values are very low when compared to Ontario (Canada). Getting insurance for the Pani 1199 is very difficult to get, unless you package in house and car etc.

Age: 44
Province: ON
Credit: 830+ (last checked 2 months ago)
Bike: 1199 base model
Coverage: 500 deductible, full coverage (1 million liability)
Tickets: 1 minor
Rate: $3500 / year, only when bundled. If not bundled, $6500 / year if you can get it.
Click to expand...

Don't tell me you are paying that?!?! Statefarm will take you on for approx $2,000 standalone coverage
 
Odummy is simply the sheeple's telepromter in chief neo-socialist more at neo-fascist that works for WallSt/Fed/1%...

Forward USSA!


(free .... army is simply appeased for now.....wait till the EBT cards fail....and trivia q du jour: do you know which 'gov' institution issues many of these EBT cardz ¿ ¿ ¿ ¿ .... JPMorgan! )
mark419ny said:
how can this be vast Odummy says the summer of recovery :rolleyes: needless to say you are correct but i know people that just wont pay 4x the amount in insurance to have a part time bike. i know 2 guys personally that can afford it but wont do it.
Click to expand...
 
Last edited:
Wow.. this is nuts.

I almost didn't move to a duc when I started pricing out insurance. I was between the 899/1199 and it was the same quote for both, which ranged from $1200yr to $3800/yr with a $500 deductible and full coverage. I almost just got the 1199 on the principle that I may as well get my friggin money's worth! LOL

Coming off my 2011 GSXR 600, this was still sticker shock as I went from $549/year for the same coverage for ~300 more cc's???!?

It's Progressive that had the best quote for me in the end as some of these companies are smokin' something for sure. Riders isn't offered where I live but I would be so F(*&@*#@& pizzed off if this was too quadruple overnight as well.

Don't sell it!!! :(
 
Chud777 said:
Wow.. this is nuts.

I almost didn't move to a duc when I started pricing out insurance. I was between the 899/1199 and it was the same quote for both, which ranged from $1200yr to $3800/yr with a $500 deductible and full coverage. I almost just got the 1199 on the principle that I may as well get my friggin money's worth! LOL

Coming off my 2011 GSXR 600, this was still sticker shock as I went from $549/year for the same coverage for ~300 more cc's???!?

It's Progressive that had the best quote for me in the end as some of these companies are smokin' something for sure. Riders isn't offered where I live but I would be so F(*&@*#@& pizzed off if this was too quadruple overnight as well.

Don't sell it!!! :(
Click to expand...

i live in ny and i cant get rider either. this is a nj thing . for now i hope :(
 
I just ran a new quote... If I stay with Rider my insurance will go up $1164 over my current $800 a year policy for both bikes.

Whats killing me is when you see the break down the PS1000LE is only a $100 cheaper than the 1199. :confused:
 
VAST said:
know that article well...and know the author (not ZH).....


PS i despise both parties almost equally so pls dont confuse me with either (binary rah rah rah blue team red team) side...
Click to expand...

i hear you i hate the rinos i hate the dems. just leave me alone and stop wasting my money is my moto
 
Insurance Renewal-Ouch

Rider Insurance sent me a letter a week ago warning me that the Panigale had been reclassified as a Sport/High Performance bike and that I'll be getting my renewal letter any day. Hum I think, maybe it's going to be a couple hundred higher. I can handle that.

Last year when I bought the Panigale, the agent said they consider it a standard motorcycle. "Really" I say, then I proceeded to accept the $363 quote, $50K/$25K liability coverage with $1000 Deductibles. Adding my 07 CBR600, liability only, brought the total policy to $464--not bad.

So yesterday I get the renewal policy quote: $1,405:eek:. Come on, are they serious. That's triple what I paid last year. No accidents or tickets. 51 year old divorced/single male.

I'll start making the calls to other insurance companies this week. Given all the Geico Motorcycle commercials, that'll be one call.

Has this happened to anybody else here? If so any recommendations?
 
Your coverage is really low... Any good reason? The Gecko quoted my 4 times the price of Statefarm. I was not impressed.....
Call Statefarm and good luck.
 

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