Whats your insurance coverage and cost?
Help Support Ducati Forum:
- Joined
- Feb 27, 2012
- Messages
- 479
- Location
- Southern Pines, NC
22 and you have an S w/ABS? ........
Just kiddin'. And like you, my driving record at 22 wasn't stellar either, and I still had a reckless driving arrest in my future at that point. Apparently doing 145 on a straight piece of road in Nevada will do that for you, even when it's only you and another bike on the road. Stay safe out there!
- Joined
- Feb 12, 2012
- Messages
- 964
- Location
- Charleston, SC
did you use an actual VIN ? when I was getting quotes months ago it was a little less but I've used and actual S VIN (tho im getting the STD lol) and the quote was ugly...not really shop around tho, just used my current Progressive.
btw, all liter bikes are considered superbikes so very likely the S and the STD are the same until you start getting into real exotic prices...the Desmos, the Rs and Tric maybe
- Joined
- Dec 31, 2011
- Messages
- 168
- Location
- Seattle
I'm at 37/mo for my Tri with 100/300/100 full coverage, 1000 deductible. Let's wait a couple months until the bike is established and recompare lol
Nice, I have the same coverage but my deductible is 500.
- Joined
- May 3, 2012
- Messages
- 145
- Location
- MA
hmmm, no I didn't give them an actual vin but I did tell them to make sure they looked up the S model. I hope it doesn't go way up.
Really? Statefarm is killing you? I suggest that you find a car insurance with great deals and coverage. Find an insurance company with Sr22 insurance quote. I heard they have great benefits.
My driving record at 25 wasn't stellar either, and I still had a reckless driving arrest in my future at that point. My father get my bike and me insured from a very reputed insurance company, as he know I am doing 145 on a straight piece of road in Nevada will do that for you, even when it's only you and another bike on the road. Stay safe out there!
- Joined
- Nov 17, 2011
- Messages
- 37
- Location
- UK
UK riders beware: Thinking of getting a Panigale and already have an 'Aviva Premier Multi-bike' policy? Then forget it. I accepted this policy when I renewed with Carole Nash as it seemed perfect for someone who was keeping their current ride and thinking of what all Ducati riders think of - another Ducati. Now comes the time to add the Panigale due for delivery this Saturday and Aviva are apparently refusing to insure any Panigale model at all because they have adopted a 'wait and see' policy. Nice if you have such policy with them huh? F--ck you Aviva!
This will force me to cancel my current policy (used for four months, but will only get 6 months refund - although to be fair CN are talking about eating some of that for me). The fear and loathing put into UK insurers by an expensive new model of bike is laughable. Can you see motor insurers doing the same thing for an equivalent value car?
I have been riding for 30 yrs, 13 yrs NCB, no recent convictions etc. etc. and can only ride one bike at a time - yet it looks like my bike insurance is about to go up by a factor of 3-4X. Anyone got any tips (apart from emigrating).
This will force me to cancel my current policy (used for four months, but will only get 6 months refund - although to be fair CN are talking about eating some of that for me). The fear and loathing put into UK insurers by an expensive new model of bike is laughable. Can you see motor insurers doing the same thing for an equivalent value car?
I have been riding for 30 yrs, 13 yrs NCB, no recent convictions etc. etc. and can only ride one bike at a time - yet it looks like my bike insurance is about to go up by a factor of 3-4X. Anyone got any tips (apart from emigrating).
Last edited:
- Joined
- May 3, 2012
- Messages
- 3,292
- Location
- Someville, Somestate
Full 1000$/1000$ $720 for 12 months. Progressive wanted 4800$ lol...
25 y/o single male.
25 y/o single male.
- Joined
- Feb 6, 2012
- Messages
- 131
- Location
- Kent
No one will insure for business use on my Tric'. Kind of sucks because I canget it on any make of car but had lots of replies saying no can do business use on the Ducati! Have a quote from National Farmers Union for £1600 including business use and they were going to decline until I pointed out how many policies we have with them so they made a decision to go ahead. The UK bike insurance services are pretty ....! Do you have any NCB, No sorry ok what's your biking history. Ok thats cool. How much is the bike? £23,750. Sorry Sir too expensive for us to insure! WTF! It is only £23,750 not like a bloody ferrari or Lambo!!!!
Gnome
Gnome
- Joined
- Dec 15, 2011
- Messages
- 475
- Location
- Central Florida
OK , so I called Allstate , whom I have three vehicles with and was told that since my Wife has a motorcycle endorsment , she would have to be on the insurance also. WTF ? But , I needed insurance so I could pick up my bike the next day. They set US up with full coverage for $1,150.00 a year. Whatever , I got my bike , and I can always shop around later for a cheaper rate. A few days goes by and the dealership calls and says the insurance lade put the wrong first letter down for the VIN. She had it as V , when it is really Z. Correction was made. About an hour later , insurance lady calls me and says that by changing the V to a Z , my cost for the year will go up another $2,350.00 ! So those crackheads think I'm going to pay $3,500.00 a year for insurance ! Dude , I'm 40 yrs old with no tickets ! Hell No ! Gonna try USAA tomorrow. Only did three years in the Navy , but maybe it'll get me some cheap insurance ! Here's hoping !
- Joined
- Mar 24, 2012
- Messages
- 352
- Location
- Carrollton, TX
I got mine through State Farm for $636 per year. I have house, cars and life with them. I'm 41 with one speeding ticket and no accidents.
Two words: State Farm
I was told the same by Allstate, Progressive, even GEICO....all ripoffs. $2-$3k? LOL Not sure about USAA, not sure why you wouldn't do business with them exclusively if you could in the first place.
same here and the one speeding ticket didn't even count. They gave me a good quote...oops! just ran your record and found a ticket 2 years ago, updating.....no change to quote.
- Joined
- Dec 15, 2011
- Messages
- 475
- Location
- Central Florida
kensteele , I wanted to try Allstate first since we have had our vehicles with them for about 15 years. Turns out customer loyalty means nothing to them. I did'nt know about USAA until someone on here mentioned them. I'll get quotes from USAA and Statefarm tomorrow.
Sounds good. GEICO is the only insurance company I've had in my entire life and all my cars for decades....great. First bike, a Ducati Supersport, not full coverage, $120 a year. GEICO is the best, right? Tried to add my 1199S and they quote me $1,800 /year full coverage $1K ded. So much for loyalty and very few claims if any.
I believe it was the good hands at Allstate that quote $2,400 / year. That's crazy. I landed at State Farm with $500-ded for $585 per year. First time I took out insurance with other than GEICO since 1985.
Would be interested to know what USAA charges.
Last edited:
- Joined
- Dec 15, 2011
- Messages
- 475
- Location
- Central Florida
Yeah , I'll have to call USAA on the phone. Did their online quote and got something like $2,000.00 a year ! I don't get it. Gonna try State Farm for sure also.
Register CTA
Register on Ducati Forum! This sidebar will go away, and you will see fewer ads.
Sign Up
